I'm not wearing one when I walk around town with my family and/or dog. My plan is to wear one when I go to a store, but I've been able to avoid that for 10 days now and don't see a need for a visit for at least two more weeks. We've been successful getting deliveries for everything (even TP (which was starting to get low because we didn't hoard) if my delivery shows up).
My plan was to wear one of the few surgical masks we have, then a cloth one over it to keep the surgical mask from getting contaminated as easily (and because the cloth ones look tougher). There's been so much mixed messaging about masks (I think it's deliberate misinformation and I'm not a conspiracy guy usually). The best I can interpret, the surgical mask gives a bit of protection to the wearer. The cloth mask just helps others (still good if we all wear them), and stops you from touching your face. Our plan was to wash the cloth mask and recycle the surgical mask after a week or two when any virus would be gone. I have no idea if this is helpful to us, but it doesn't seem like it would be harmful.
I just lost a friend today. He, his wife and father-in-law were on lock down since they all had health issues. Daughter did some stuff outside the house. He, his daughter and father-in-law got COVID-19 disease and he and the father-in-law died. Even though the death rate seems small, and seems a lot bigger when you know the person. Stay safe everyone.