Canadian banks, typically reasonable divs, more conservative than similar size US banks, and solid foundation of commodities-based economy. Snooze fests, usually not growth oriented. BNS (owns share of Santander Chile which may weigh down BNS a bit until Chilean constitution politics clean up), TD, and at lower valuations than now RY and lesser known Canadian Western (CWBWF ADR of CWB.TO). UK (BCS) and Aussie banks (pick lowest valuation; commodities based economy). Commodities bought 3Q&4Q. Bit more spice, BLX (Latin America commercial bank). SPY and QQQ puts.