It's different for everyone. A lot of private schools are providing a ton of financial aid. While I am not getting any of that, we are finding that there is merit aid available. So far, 5 out of 6 acceptances have come with merit aid that makes the privates about the same cost as out of state publics. And with that, smaller class sizes and better student to teacher ratios in general.
It's actually something I was going to ask
@upstater about. I've heard that once the acceptances are in, there is room to "bargain" for merit aid at some schools. If Fordham gives us $17k a year and BU gives us nothing, can we go to BU and ask for some consideration to swing the acceptance to them? Some people say yes, you can.