38 teams played 39 FCS games...about one per....a payday boon to a lamb to come to their stadium.
If they shouldn't schedule a Montana (even though they are rated by Sagarin higher than 42 FBS teams...why not get penalized for scheduling UMass? UMass ranked #229.
If the objection is a created mismatch (cupcake)...Why not penalize a team for scheduling teams outside of ranks #1-130 ?
Penalize (cupcake penalty) a P5 if they had scheduled UMass, New Mexico, New Mexico State, South Alabama, Rutgers, ECU, UConn, Old Dominion, etc.....
But do not penalize them if they schedule an FCS ranked above #130....teams like Weber State, South Dakota State, Montana, Northern Iowa, etc.