- Joined
- Aug 30, 2011
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I usually think about players like Bradley or Wolf that could give up their scholarships for Drummond, but it might make more sense for a top player like Lamb to do so. From my understanding, Lamb could purchase disability insurance either through the NCAA or a private insurer and have coverage up to a few million if he never makes the NBA (not sure exactly how the policies work but here is a summary: http://www.nytimes.com/2007/04/22/sports/football/22nfl.html ) As a projected lottery pick, he should be able to buy a policy if he hasn't already done so. He can take a loan out to pay the premium if he needs to. It's likely he could also take out a loan to pay his own tuition for the school year if he needs to. If he makes the NBA next year, then he'll be pulling in millions and one year of tuition won't affect him. If he gets hurt and never makes it, he'll at least have a few million from the policy which would easily cover his loans. Lamb might not want to do this as it would be a bit of a sacrifice and I'm sure UConn does not want to anger one of its top players. But I would rather have Lamb or even Oriakhi (likely with a smaller policy) sacrifice a little while staying secure financially than have Bradley take out loans with no insurance, or have a player transfer. Of course, this plan might not be able to work and if it would, I'm sure UConn has already thought of it.