I was at a meeting yesterday with a multinational health insurance company based near Philly and we were looking at health and disability claims trends globally. We were surprised for a second that the claims trend in Qatar has been flat or even declining in light of all of the construction going on there. Even in neighboring UAE, the trend is up a bit. A VP with the insurer just blurted out something along the lines of - 'what do they do when a worker gets sick or injured on the job, push the guy off the nearest ledge?' We all looked at each other and did not say a word.