Why do you think "people" don't realize this? Unless things have changed recently the requirement to live in campus dorm is only for the freshman year. After freshman year the players are allowed to make their own living accommodations within reason. If a few players want to get together and rent a house or an apartment that is perfectly permissible. The university actually cuts them a check each months for living expense for things like paying rent, meal plans etc. This helps the players grow up by being responsible & learning to do things like pay rent and deciding who you want to live with and preparing your own meals etc.