OT: For those you who have insured jewelry, I need some help.

[polycom]

Need to insure an engagement ring. However, I don't own a home or rent currently. (no I'm not homeless). But will in the future, (Next summer, when we move for residency). How exactly do I go about insuring my fiance's engagement ring without it costing all the money in the world? Are places like jeweler's mutual legit?

 

[Dream Jobbed 2.0]

Maybe you can combo it with car insurance if you have that? I am not sure of a way to do it without lumping it into your assets of your home. Congrats though!

 

[nomar]

Need to insure an engagement ring. However, I don't own a home or rent currently. (no I'm not homeless). But will in the future, (Next summer, when we move for residency). How exactly do I go about insuring my fiance's engagement ring without it costing all the money in the world? Are places like jeweler's mutual legit?

I use Jewelers Mutual for a number of pieces. Yes it's legit. I went with them after comparing the available premiums and deductibles against my homeowners' insurance.

I note that the store I bought my now wife's engagement ring gave a generous estimate for insurance purposes, which would be helpful in the event it gets stolen or lost--but is not so helpful in terms of the premium.

And mazel tov, by the way!

 

[Austin316]

Need to insure an engagement ring. However, I don't own a home or rent currently. (no I'm not homeless). But will in the future, (Next summer, when we move for residency). How exactly do I go about insuring my fiance's engagement ring without it costing all the money in the world? Are places like jeweler's mutual legit?

I used Jeweler’s Mutual until I bought my house. They are a legitimate option.

 

[UCDaveD]

Jeweler’s Mutual is where I have ours insured.

 

[Fishy]

Need to insure an engagement ring. However, I don't own a home or rent currently. (no I'm not homeless). But will in the future, (Next summer, when we move for residency). How exactly do I go about insuring my fiance's engagement ring without it costing all the money in the world? Are places like jeweler's mutual legit?

It’s not overly expensive - we use State Farm.

If others have had a good experience with Jeweler’s Mutual, I see no reason why you should not go for them if the price is right.

But do whatever you’re going to do as soon as you can.

 

[ConnHuskBask]

+1 Jeweler's Mutual. I wasn't able to get the ring in the renter's insurance, so until we buy, I'll keep Jeweler's Mutual.

We insured ours the same day we got it at the jeweler. Didn't want to walk out of the place without it insured.

 

[CTMike]

Same... also used jewelers mutual initially. No issues.

 

[polycom]

Updated: I used Jeweler's mutual, was quick and painless. Thanks, friends.

 

[Da_Aisijimo_Gou]

Updated: I used Jeweler's mutual, was quick and painless. Thanks, friends.

Fairly likely, the 5th C was the pain; cost. Congrats & good luck.

 

[whaler11]

here i am paying travelers like a sucker

 

[jleves]

Need to insure an engagement ring. However, I don't own a home or rent currently. (no I'm not homeless). But will in the future, (Next summer, when we move for residency). How exactly do I go about insuring my fiance's engagement ring without it costing all the money in the world? Are places like jeweler's mutual legit?

Thanks for the reminder - I really need to get some of my wife's jewelry covered.

And for the record, I see a lot of people saying Jeweler's Mutual is legit, but has anyone ever filed a claim with them? It's easy for them to take your insurance money, but do they deliver on the other end?

 

[ElPresidente]

Does anyone have a claim experience with Jewler's Mutual?

 

[polycom]

Fairly likely, the 5th C was the pain; cost. Congrats & good luck.

So painful.

 

[jostar1]

The State of Connecticut Insurance Department shows one complaint against Jewelers Mutual in 2016 that was closed as "Unjustified".

Jewelers Mutual Insurance Company
600420
01/28/2016
03/18/2016
Commercial Multi-Peril

Unfair Claims Practice
Unsatisfactory Offer
Contract Provision
Unjustified
$0.00
Closed

Connecticut Data

data.ct.gov

 

[Rocktheworld]

TIL OP lives with his parents

 

[polycom]

TIL OP lives with his parents

It's lit. This is what I get for wanting a custom tom ford suit for my wedding

 

[CL82]

I don't own a home or rent currently. (no I'm not homeless). But will in the future

Since others have answer your insurance question I will just ask "Does your finance know that you plan to be homeless?"