The game is resources. So yes there is a clear division, as there always has been, between the haves (top 20 resourced schools) and have nots.
This is now impacting WBB but has always been the case.
Case in point: in Flagstaff Taylor Feldman comes to NAU and sits behind Regan Schrenk for a year. Develops her sophomore year and as a junior becomes a star in the Big Dky. She now receives some compensation and gets to play in the Big 10 with Purdue
Sophie Glancey a double double machine, player of the Year in the Big Sky her sophomore year completes her studies in 3 years. Now is a graduate transfer, the grapevine has her being considered by LSU and Missouri. She will receive a paycheck and get a chance to play a P4 conference - perhaps.
As a Lumberjack fan I celebrate their success and while I will certainly miss their performance on the floor at Flagstaff I'm so glad that they have the opportunity to advance their careers and receive a slice of the revenue that they generate.
I don't argue that to an extent there have always been haves and have nots. But the criteria has changed for what defines a have and a have not. And to be clear I'm not begrudging anyone for making their money and bettering their situation, I'm just making an observation.
I think before the have vs have not was more about, where can I get more exposure? Where can I get playing time? Where can I win? Where can I develop? Where am I a good fit within a roster or within a scheme/style of play? Schools with proven coaches, proven programs, fan support and brands that were recognized (UConn, ND, Tenn, Stanford etc) to the front of the line.
Now the first question is more often than not, Where can I get the most money? So now schools like TCU, UVa, Ole Miss become the haves and perhaps a Stanford becomes a have not.
I am most intimately informed about NC State. State has never been in the same breath as the "haves" such as UConn, ND, Tenn etc. However I see a major change comparing today's world from the one of just 3 or 4 years ago. IMO, Wes Moore had major successes in the portal acquiring Saniya Rivers, Madison Hayes, Mimi Collins and River Baldwin. I also think the reasons they chose State were much more to do with things like being close to home, comfort with the coaching staff (he had recruited them all out of HS), style fit, recent success of the program and having a chance to win. In today's climate I'm not sure how many of those ladies end up in Raleigh. All of those girls were former McDonald AAs, I'm sure they all would have been offered more money than State could offer. Maybe they still would have chosen State over the money, I sort of doubt they all would have and I don't blame anyone if that's the case.
When State got Hayes, Rivers and then Baldwin and Collins (and throw Diamond Johnson in there too) they were also bringing back known commodities with Jada Boyd, Jackia Brown-Turner, Elisa Cunane, Raina Perez, Kayla Jones and Kai Crutchfield...compare that to the last 2 or 3 years and what State has done in the portal as the money as grown and players are having increases in pay.
The last 2 years State has only signed players from mid majors. No power 4 (or 5) transfers (Hayes, Rivers, Collins, Johnson, Baldwin were all P4 transfers with pedigree). I suspect whatever NIL State has to work with has gone to player retention, making sure James, Rivers, Hayes and Brooks were taken care of. This year I'm confident the priority was to make sure Zoe and Zam and Tilda stayed. There were reports of SEC schools hitting up Zoe before the end of the season already working her to move. I think State poured their resources to retain their roster and now are fishing in lesser ponds because they can't afford to both keep players like Zoe AND turn around and offer a Kara Dunn the same amount USC does.