As someone said, neither team adjusted to the way the refs were calling the game. Hence the many, many fouls. Each team got bad calls. The fifth call on Spencer was correct. Those who think it was the wrong call, including the color commentary person, were looking at only the last part of the sequence, in which it did look like their arms just got tangled up. Before that, however, Spencer wrapped her arms around McCarty to get the whole thing started. Rebecca Lobo can have her opinion, but to denounce the charge call on Wilson so strongly was inappropriate. As others have said, the call was completely consistent with the way charges were called throughout the game. There were two replays. In the one from behind, the one they kept showing, it looked like Holmes may have flopped. But, if it was a flop, the charge itself occurred before she decided to flop. The replay from the side shows clearly that Wilson ran pretty hard into Holmes.
I emphatically disagree with people who think refs should make calls differently in the last part of a game. The game must have rules, and if they change at the end, how can players know what to expect? Are they supposed to realize at some point that they can probably start running over people or taking chances they never would otherwise? When does that start? 60 seconds left? 30 seconds left? It really irks me when TV announcers say, "Let the players decide at the end of a game." Yes, let the players decide the game within the rules. Anything else is confusing, arbitrary and unfair.
