The Navy punt that landed at our 20 and rolled inside our 5 changed the whole complexion of the game, in my opinion. Up to that point, we were being aggressive, assertive, and playing to win the game. Not getting, at the very least, a fair catch at our 20 was the first step up the timid conservative ladder that our coaching staff seems all too willing to climbing. A timid, conservative play that cost us 15 huge yards and sent our OC into uber conservative mode with 3 straight runs up the middle. Ironically, Navy reminded us that punt returns are actually quite an effective weapon when their guy returned our punt to our 20.
I'm not saying Navy wasn't able to put up a full field drive against us - they could have (and did). But let's make them at least work for it instead of ushering them inside our red zone with the game on the line.
I've said this 1000x in various threads over the years and I'll say it once again: this asinine way-too-conservative(scared) approach to punt returns has got to go.