Fishy
Elite Premium Poster
- Joined
- Aug 24, 2011
- Messages
- 19,302
- Reaction Score
- 178,768
My parents got zoned as one AFTER the fact - 25 years after purchasing the home. And no other house on the street is. My father has been fighting it for 2 years. It is expensive to the point that it is making them rethink staying in the home (they are retired).
Same thing happened to me.
I live on a ridge and can see two mountain ranges from my deck. The subdivision has 32 homes.
Somehow, someway, they decided that 1/4th of one house in the entire division is magically in a flood zone.
It's a serious ding - the flood coverage is manually underwritten and is horrifically expensive. You're also completely on your own - the process of trying to amend the map is very expensive and there is nothing but resistance at every turn.