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Message: [QUOTE="Dogdeacon, post: 2883093, member: 1026"] Well let’s see the premium & coverage of one athletes insurance policy. Seems logical to me that it’s $ based. And has to be sliding scale as larger policy weighed against odds that it actually occurs (if not every 12th man would buy a 1M policy). Would you insure say 17-18 Donte Divenchenzo for $3M or even 1M? He hit his best case and will still take 2yrs to earn 3. Can you imagine negotiating with the Balls in 17-18?! They’d ask for 280M cuz they think he’ll earn that in his career. No one is underwriting within 1/100 of that prior to start of a college career & if they did Lavar would have Lonzo taking dives looking for the payout. [/QUOTE]