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Message: [QUOTE="UConnRock, post: 4279255, member: 1024"] Blaney, That is a great post. The college decision for HS senior is one of the first decisions with serious long term implications. The pros/cons, debt/no debt, and parental financial situation conversations are important. I found that the best question to ask a student is "why is this college your 1st choice". The answer to that question provides insight as to whether it is worth extra $$. If possible, graduating with no debt is a wonderful situation. A student can go into the real world with no financial handcuffs. If they want to pursue graduate studies they can incur debt when their field of study and career goals are much clearer. Glad I only had two kids. If I had to go through the college app process with a 3rd or 4th child I don't think I would survive. [/QUOTE]