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Message: [QUOTE="whaler11, post: 2701150, member: 676"] You even skipped the 5-6% you lose in the sale. Essentially like many businesses people spend way too much time worrying about the expense side and not the revenue side. You are much better off investing your time and efforts to grow your top line rather than minimizing expenses. If you are young, you are much better off spending your time investing in your career than mowing your lawn or raking leaves. Live in a condo and throw yourself into your job - the top line growth is virtually unlimited - what you can save mowing your own lawn is pennies. [/QUOTE]