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Message: [QUOTE="MadDogRevival, post: 2701132, member: 8028"] Put as little down on the offer to buy with the Seller when you present the Contract (agreement) offer to the Seller. When you go to finance the house, the amount of the down payment you should put down depends on multiple factors. If you can axe PMI with a larger down payment, that works. In today's economy, however, cash is king - I'd put down as little as possible on the loan after the PMI drops off, unless you have scads of money. You can always pay off your loan early - tougher to get the money back out after you've made the payment. Particularly true of cars and such. [/QUOTE]