If you don't think Georgia is a good win I don't know what to tell you.
Rutgers couldn't have the same schedule and be in the SEC. I'm pretty sure you can't play 6 OOC games against teams in the bottom 50 of FBS and Howard.
There's a level of "who can tell" with such a small sample size. Georgia has 1 loss, which is against South Carolina. That's the only team they've played that seems any good. Sorry. Not impressed.
To take you up on what you said: Sagarin has rankings of 246 teams (FBS and FCS)
Georgia's wins:
Buffalo (163--behind numerous FCS teams)
Missouri (49--barely top 50%)
Florida Atlantic (157--see Buffalo)
Vanderbilt (62--not top 50%)
Tennessee (46--see Missouri)
Kentucky (93--see Buffalo)
Rutgers' wins
Tulane (173)
Howard (211)
USF (67)
Arkansas (52)
UConn (97)
Syracuse (63)
Temple (70)
Non-conference games: Buffalo (163), Florida Atlantic (157), Tulane (173), Howard (211), Arkansas (52). Only Rutgers played a top-100 team OOC. But, okay, whatever. On average, Georgia's wins have been more difficult (95) than Rutgers (104.7), but not so much that I think it's significant.
Mississippi State is ranked higher than Rutgers. They are undefeated. Their wins:
Jacksonville State (153)
Auburn (72)
Troy State (88)
South Alabama (168)
Kentucky (93)
Tennessee (46)
Middle Tennessee State (116)
Their non-conference is worse than Rutgers (on average they are statistically the same, but Arkansas is higher ranked than anyone MSU played--the others being more or less equally likely victories). Statistically, MSU's overall schedule is weaker than Rutgers (105 for MSU v. 104 for Rutgers). And yet they were ranked sooner, and are ranked higher than Rutgers.
Just for keeping coherent, here is South Carolina's wins.
Vanderbilt (62)
East Carolina (78)
UAB (122)
Missouri (49)
Kentucky (93)
Georgia (21)
I've said wins on purpose. While it does deflate Georgia and South Carolina's numbers, Rutgers could also get killed by the teams that killed them. You you get beat by doesn't necessarily say much about your team. The best win on the board is Georgia. But Georgia did not beat anyone better than a 3-4 Tennessee team. Not impressive.
You said Rutgers couldn't have the same schedule and be in the SEC. Looking at who they beat, Rutgers could easily have the same record as Georgia or South Carolina with the SEC's schedule. And they could have the same "Rutgers" schedule or better and be in it as well--as MSU shows. Sorry, but your argument doesn't hold water.