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Message: [QUOTE="Dream Jobbed 2.0, post: 2857784, member: 7159"] I’m too much of a whimp to put money into stocks. I’m 30, just married with a decent income and pension. I’m pretty clueless about saving and investing. Met with a financial planner for the first time expecting to be kinda put down for not having as much as I feel like I should have put away. I was pretty shocked when he told me a lot of people my age don’t even have savings accounts, or if they do they pull from it for day to day stuff. I have no real credit card debt aside from rotating balances and I’m on schedule with my student loans. He said those few things alone but me way ahead of most people my age. Kinda scary. He opened an IRA tied to mutual funds and set up a direct withdrawal of $250 a month that I would be putting into a savings and have just sitting there. Hopefully the growth is awesome. [/QUOTE]