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Message: [QUOTE="UConn Esq, post: 2886933, member: 273"] Yes and no. You can obviously accrue interest on the annuity payments but if you somehow find a way to get an incredible ROI on day 1 it will always earn more with the lump sum amount. People that want that money over 30 years need to understand how much more money you could potentially earn by starting with a greater pot and having 30 years to get returns on it. That was my only point. It’ll take you like 16 years (even with interest only on the annuity) just to have as much money as a the lump sum people would have on day 1. I don’t even know if I’ll live that long haha You gotta have money to make money, or so they tell me. [/QUOTE]