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Message: [QUOTE="HuskyHawk, post: 4990377, member: 1414"] Yes, this was part of our research as well. Income taxes? Florida is great of course. But property taxes aren't that low. In South Carolina income tax is 6.4% (at the top) but has exclusions for seniors that effectively lower it. In retirement, property taxes are a bigger concern than income taxes. In South Carolina, once you file a full year of income taxes as a resident, property taxes go down. Seems to be about 1/4 of what I pay in Mass (in a lower tax town). HOA fees exist, but that's a choice I'm making about the community and amenities I want, so they vary widely. I pay more in landscaping in MA than my HOA would be in SC (and I get no amenities). I want a smaller lot, lower maintenance. Home insurance cheaper in Bluffton too, because it's just inland enough not to be in a hurricane flood area. [/QUOTE]