Reply to thread

Message: [QUOTE="ihatepants, post: 3628640, member: 909"] I literally just locked in my refinance yesterday on my first ever mortgage that I took out in April 2019. I got a conventional 30 year fixed at 2.75% down from a 4.4% FHA. I’m saving $800/month with nothing out of pocket. I did mine through LenderFi after calling local mortgage brokers who were charging a ton in closing costs. LenderFi offered a no-cost refinancing (the lender covers all the closing costs) and you can even refinance again (with no costs) with them in 6 months if the rates drop even more. Edit: They even waived the appraisal and just took my word for it on how much my home is currently valued. (I did look it up on zillow and refin first to get a rough estimate) [/QUOTE]