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Message: [QUOTE="storrsroars, post: 4083988, member: 2500"] Posting this here as I just had an unusual experience for first time. I have a subscription with TransUnion for checking my credit, also with CreditWise through one of my credit cards. I get an email from CreditWise about a new account opening from a bank with which I've never had an account. It was reported by Experian, so TransUnion didn't alert me. I contacted the credit card company and had the thing cancelled. No card had been sent yet as the account opened just today. The card application used an email address I hadn't used since 1996 from a company I thought was defunct. I am hoping to get a copy of the application to see what other info is on there, like employer, and what they used for security questions. I also get dark web reports. The email address used for this application doesn't appear in any of them, which is concerning. I have no idea how to cancel the thing. Guess I'll be researching that tomorrow. Not exactly sure if they planned on raiding my mailbox to get the actual cards, or whether they'd simply use the number online make a few purchases, then move on. Anyway, if you don't have a credit monitoring service like CreditWise, or subscriptions to all three bureaus, you should. Just saved me $5K. [/QUOTE]