FIU’s FG decision was foolish, and a perfect example of coaches seeking to delay the moment of truth vs maximizing their chances to win.
At some point, you need to win the game. With a FG down 19, FIU still needs 2 TDs, plus 2 do-or-die conversions (50% each) plus an OT win (50%). That’s just a 12% chance to win even assuming they score the 2 TDs.
So the question is - did FIU have a better than 12% chance to score a TD from the 8? Because if they convert there instead of kicking, they’re only 13 down, and 2 TDs gets them the win in regulation.
Only joking about Mora’s decision being a good one. But FIU’s was even worse.