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Message: [QUOTE="ihatepants, post: 3807344, member: 909"] I'm gonna disagree with everyone else here and say that pet insurance has totally worked out for me and my family. We pay $55/mo with 90% coverage and a $250 deductible with Trupanion. Here's the list of claims we've been paid back on since we got him as a puppy in July 2016: [IMG]https://i.imgur.com/dCDKJDi.png[/IMG] We put in claims for everything that happens to him even if it's below that $250 deductible, because they cover past that even if it is a recurring problem. Like the claims for 2016 and 2017 were for gastroenteritis, but after paying the $250 deductible for the 2016 claim, they covered 90% for everything else after even if the cause of gastroenteritis was different, just because we already had filed a claim for that problem. The same for his ear infections in 2017 and 2018. Not to mention the two times (2017 and 2020) he's had to go to the ER and have to be admitted for care/monitoring due to unforseen accidents. [/QUOTE]