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Message: [QUOTE="ochoopsfan, post: 2561925, member: 420"] Everyone's goals are different. So are the ages of the people investing. I was in my 30's during Black Monday of 87. I was in my 40's during the Dot Com crash of 2000. I was in my 50's during the 2008 recession crash. Now I am in my 60's and have built up enough to last me probably until I am 90 or so(if I make it that far.) I dont call it panic, I call it preserve my assets and look for safer investments. Futures look like another down start to the market as I post this the Dow is down -163 points(with fair value the implied open is -221) S & P Down -12 with the implied fair value open down -18. NASDAQ Down -21 with fair value the implied open is down- 33. [/QUOTE]