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Message: [QUOTE="B1GEast, post: 5053023, member: 39"] Correct. You can no longer contribute to the account. You can move the funds to another retirement account to an advisor that will manage your account or you can transfer the funds into a self managed brokerage like Charles Schwab. There are plenty of firms that would be more than happy to help you. More than likely, you have a friend or family member that you are unaware of that can help you. There's nothing more awkward that going to a family event after the fact and having someone ask you, "why didn't you ask me"... I'm a big supporter of helping family and friends, but some people also want to keep their financial info private and I get it. Good luck [/QUOTE]