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Message: [QUOTE="Da_Aisijimo_Gou, post: 4319980, member: 264"] No doubt, yet not only the 1% HNW reasonably manage portfolios to harvest gains vs tax loss leveraging, free up cash, and enable buying during and after individual security down swings and downturns generally across various sectors, cap sizes, markets, etc. The uber uber uber rich just have more digits. With all account types, some people just avoid acting. Being busy with other stuff, experience, greed, inadequate prior planning, ignorance, etc, limits reassessing holdings, ups, downs, future projections, potential hedging, etc. Challenging recent patch clearly more for some than others, concurrent opportunity (LT-financially, learning, etc), rinse and repeat. Not retiring soon? Opportunities enabled. [/QUOTE]