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Message: [QUOTE="husky429, post: 4319847, member: 6696"] It didn't go over my head. Your argument was just a silly one. Do you technically have less money? Duh. The point is that if you are using equities as longer-term investments like they should be and not to buy a house in a year, then you don't need it, and its value is all but guaranteed to increase in the long run. An even mildly intelligent investor knows a 10 year downturn is ALWAYS a risk and plans accordingly. Not even a risk... it's basically a guarantee. It's a mindset thing, not a literal thing. [/QUOTE]