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Message: [QUOTE="temery, post: 4314060, member: 1"] My albatross is UPST. The only pay site I've bought into is fool.com ($99). For over a year they've hyped upstart. Buy, buy, buy ... for over a year, including after the 50% hit a few days ago. Now, a few days later, it's ... maybe you shouldn't buy. Hold at best. They're spam has advertised 6x S&P returns. My guess is this was mostly based on Netflix alone. They're now down to 2x S&P. I wonder at what point they'll stop referring returns vs S&P? I've decided to hold all stocks, and buy VOO, QQQ, and a couple other index funds until the smoke clears. [/QUOTE]