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Message: [QUOTE="McLovin, post: 3629474, member: 9450"] Okay that's fair, however, YTD I have a return of 28% vs the S&P at -3%. So in the last decade of the bull market I out paced the market significantly and this past year with all the volatility I've far out-returned the market. I'm certainly not an expert and not posing to be one. I'm 28 years old and have a lot of investing through turbulent times and learning ahead. I was a Finance major at UConn and worked in the industry for the past 6 years, so I think that experience does give me a solid platform to build from. I do feel like I have made some pretty good long term investment decisions based on diligent research and a strategy based on convictions. Also, it's worth noting that I'm not just throwing around play money and making small trades. I'm investing my entire life savings (solid six figures), so all my chips are on the table. I take this stuff seriously. [/QUOTE]