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Message: [QUOTE="auror, post: 3115341, member: 1329"] This sums it up well: [URL='https://www.nerdwallet.com/blog/credit-cards/credit-card-vs-debit-card-safer-online-purchases/']Credit Card vs. Debit: Which is Safer Online? - NerdWallet[/URL] Perhaps protection is the wrong word, but people using debit cards steal your actual money and can cause cascading effects on other transactions and your ability to spend future money while under investigation, whereas you don't give a credit card company your money until you actually pay the bill. You also have a ticking clock to notice with debit cards, but unlimited time as long as you can prove you didn't authorize the charge with credit cards. [/QUOTE]