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[QUOTE="8893, post: 3515010, member: 93"]
Well guess I shouldn't have said "always."  I just assumed that was always the case based on my one experience at Raymour & Flanagan around 20 years ago.  They had the same 0% for 5-7 years deal then and when I asked our salesman about it he said it was basically a sucker deal and that he would give us a better price if we paid then instead of financing.  We spent a couple hours with guy, picking out fabrics and styles, and he did give us a pretty nice price, but then we decided to go with a set we saw at Saybrook Country Barn (now Saybrook Home) that we liked better and was only a little more expensive.  That set has held up pretty well but it's now in a room that is not used as much.

When we put on an addition we decided to get a sleeper sofa that was genuinely comfortable and we went with a great set from American Leather, which we purchased at Fairhaven Furniture in New Haven.  It wasn't cheap, but the quality is excellent and both the manufacturer and the store have stood behind the products with very impressive in-home customer service (once for a mechanical/fabric issue and once to replace a part on my recliner).
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