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Message: [QUOTE="F101Voodoo, post: 4200395, member: 11571"] A lot depends on what medical / mental condition the person is in. My guess is that in most places if you take a person who requires medical care even temporarily you accept the liability of injury or illness and you defacto grant hold harmless to the facility during the course of the outing assume liability. But then my mind is warped from too many years in the insurance industry were we think ‘not covered claim’. you pay not us. Oh yes I almost forgot “Claim Denied.” Sort of joking we always paid our claims honestly and according to the policy and the insurance laws of the state. [/QUOTE]