Homeowners insurance

[Wildgopher]

Just received homeowners insurance bill for next, up 20%. Never had a claim in 42 years living here. Policy through Geico for last 20 years at least. Car insurance went up 15 % last year. I have pretty high deductible already. Any suggestions for good coverage?

 

[B1GEast]

Just received homeowners insurance bill for next, up 20%. Never had a claim in 42 years living here. Policy through Geico for last 20 years at least. Car insurance went up 15 % last year. I have pretty high deductible already. Any suggestions for good coverage?

Could be the age of the house and the potential replacement costs.

I shopped last year and saved $800 by moving from Bering star, who I hate.

The auto policy was competitive, a few bucks more than the cheapest, but the homeowner policy savings made up for it.

I used a broker out of Farmington.

 

[Wildgopher]

Could be the age of the house and the potential replacement costs.

I shopped last year and saved $800 by moving from Bering star, who I hate.

The auto policy was competitive, a few bucks more than the cheapest, but the homeowner policy savings made up for it.

I used a broker out of Farmington.

Thanks I just Called a broker. I'll see what they come up with.

 

[B1GEast]

Thanks I just Called a broker. I'll see what they come up with.

Go direct if you can. Avoid the middle man. call Travelers, State Farms, Farmers.

 

[AreBee1969]

We used a local agency who shopped us around every year. A buddy of mine is a State Farm rep in the NW part of CT and we switched to him and did considerably better (about 25%) on combined Auto, Home and personal umbrella policies.

 

[Wildgopher]

We used a local agency who shopped us around every year. A buddy of mine is a State Farm rep in the NW part of CT and we switched to him and did considerably better (about 25%) on combined Auto, Home and personal umbrella policies.

Will try State Farm

 

[uconnfan68]

Just received homeowners insurance bill for next, up 20%. Never had a claim in 42 years living here. Policy through Geico for last 20 years at least. Car insurance went up 15 % last year. I have pretty high deductible already. Any suggestions for good coverage?

Did you call them? My wife told our insurer she was going to drop them unless they could redo things, and they almost cut the bill in half. They blamed the higher number on an obsolete policy. We back into bracket creep again, and after 50+ years I’m ready for new blood.

 

[Wildgopher]

Did you call them? My wife told our insurer she was going to drop them unless they could redo things, and they almost cut the bill in half. They blamed the higher number on an obsolete policy. We back into bracket creep again, and after 50+ years I’m ready for new blood.

I called everyone. State Farm ended up the best deal, so I switched. Thanks.