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Message: [QUOTE="ecasadoSBU, post: 3946363, member: 3976"] For what? (A) Do you live life so paycheck to paycheck that you need that cash now as opposed to next February and are willing to even pay interest as penalty on it on your own money just to get it now. Do you just want to blow the money? or (B) are you trying to use that cash to make an investment? This would only make sense if the money you get now you immediately invest it and get higher returns than the interest you are paying to the CT government at the end of the year. Otherwise, not worth the loss. ----> I get it is annoying that the government gets to sit on your money for almost a year while they enjoy the benefits of TVM . But unless (B) is true then don't carry out the plan because its a bad idea. If (A) is true then STOP and leave it alone and save yourself from your ownself being your own pay day loan shark. [/QUOTE]