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[QUOTE="tomcat, post: 2846505, member: 961"]
I shop every year. In terms of quality, I hear (cannot verify, because I don't qualify) that USAA is great. It used to be (may still be, for all I know) that AMICA is very good as well. Back years ago, they had a wonderful reputation in Rhode Island.

Over the years I've had Liberty and the Hartford (through AARP). Both had good initial rates and for whatever reason, decided to raise rates, so I switched. We liked AAA, but they don't insure here in Florida, so when we moved, we needed someone else.

I've been with Progressive for three years now. The prices remain at about the best, but the claims-paying record is what keeps me there. Fortunately, we have not had a car claim, but until recently, we have had RVs  insured through Progressive. Over the years we had three claims. All were settled for amounts that were more than fair and as quickly as anyone could hope for. One was in the aftermath of Hurricane Irma, when insurers were really crunched, so I was very impressed. We're down to just car insurance now, so unless they raise their rates, we'll stick with them.
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